Personal finance, with receipts

About Cited Cents

Cited Cents is an independent educational publication built around a simple rule: money advice should show its work. Our field guides make assumptions visible, name meaningful tradeoffs, and point readers to primary public sources they can verify for themselves.

What we publish

The library covers budgeting, debt and credit, saving, investing, retirement, taxes, side income, and practical planning. Examples are illustrations—not promises—and every guide is written for general education rather than an individual financial situation.

How AI is used

The guides are generated and maintained with AI under a structured publishing contract. Each page must include substantive decision-oriented explanations, explicit assumptions, failure modes, and links that let a reader validate important claims with the responsible government agency, regulator, or official program. AI can organize and explain evidence; it cannot know a reader's complete circumstances or replace a qualified professional.

Who stands behind the pages

Articles are published by the Cited Cents Editorial Desk. That label identifies the publication, not a fictional person or professional credential. We do not claim to be a financial adviser, law firm, tax preparer, insurer, or investment manager. The editorial desk can be reached at Admin@CitedCents.com.

How trust is earned

We prioritize current government, regulator, and official program sources for claims that can affect a financial decision. Automated publication must stop when depth, source relevance, link, duplication, disclosure, or build checks fail.

Read our editorial standard and corrections policy for the operating details.